Cardinal Surveying

What is the value of a boundary survey when purchasing a new home?  Is a new home not the biggest purchase in your life? You may think-it is not worth the money or a person involved with the sale may say “don’t bother” with a boundary survey.  However, this security is much more important than the $50 warranty you pay for when buy a new T.V.!  Lenders usually require title insurance for their protection but the do not always require boundary surveys and the related insurance for the buyer’s protection. If you do not have a boundary survey, you often waive the protection of your monetary investment in your home that title insurance is meant to insure.  Do the research-a boundary survey is worth the investment.  Call Richard Matheny,  PLS at Cardinal Surveying for more information or a quote.

FEMA Certifications-Louisville, KY

New mapping and local regulatory determinations by MSD have placed certain parcels in and outside of the Floodplain and floodway around Jefferson County, Kentucky.  If you have recently received a letter from your insurance company, MSD  or if you are purchasing a new home near a creek or stream, you should obtain a flood elevation determination.  Cardinal surveying provides this service and use G.P.S. to accurately location your property’s elevation.  Give us a call for a quote.  The cost of the FEMA certification, may save you lots  in flood insurance cost.

Renovations to your house on your spring time agenda?  Need a new fence,  site work or improvements such as a pool or retaining wall in your backyard?  Most of these projects  require either surveying of your lot or a site plan drawing of your lot for both accuracy purposes and sometimes local permitting requirements.  Our company offers these services in a reliable and prompt manner. Please give us a call.

A Great time to buy or build a new home is now.  Why?

1.    Interest Rates are at an historic low.

2.   Federal Tax Credits available until April 1st.

3.  Large amount of inventory available at record low prices.

Look now for your dream home.

Remember to obtain a survey when buying a home to protect your investment.

The housing number improved again for the second straight month.  Hopefully, we are all on the way back up.  Great time to look for a new home.  Called Cardinal Surveying Services for a land survey if you are purchasing a new home.

The Courier Journal quotes the Greator Louisville Assoication of Realtors that the median price of homes rose in May  for the first time since January of 2008.  Builders are optomistic this is the beginning of an upspring.

A survey provided by a licensed land surveyor is a detailed inspection and investigation of property and its boundaries. A survey will answer many questions about a property. Among the most important are:

• Where, on the ground, is the property which I have contracted to purchase?
• Are the physical improvements (house, garage, fences, driveways), which I was shown actually on the property?
• Is there evidence of encroachments, easements, rights-of-ways or use of the property by others?

The land surveyor will perform research through a variety of sources, which may include the County Clerk’s offices and other municipal agencies, to gather information affecting the boundaries of the property. In addition, the surveyor will study the documents which you supply including those in your preliminary title report. A field survey will then be conducted, searching for and obtaining evidence of the property’s boundaries and locating any visible improvements on or near the property.

When the field survey is complete, the measurements are mathematically proven. The location of the property lines and other described lines are determined and a report, usually in the form of a certified map, is prepared. Additionally, the property may then be staked if you have requested it.

Your attorney, mortgage lender, and title company will all receive copies of the survey, and the title company will prepare their final report based on the findings.